Payroll in Kenya: rates, calculators and deadlines (2026)

By Veira · Updated July 2026 · Rates verified against primary sources

Quick answer

Kenyan payroll in 2026 deducts four statutory amounts from gross pay: PAYE in bands from 10% to 35% less KES 2,400 monthly relief, SHIF at 2.75% of gross (minimum KES 300), NSSF at 6% of pensionable pay up to KES 108,000 under the February 2026 limits, and the Affordable Housing Levy at 1.5% of gross. All four are due by the 9th of the following month. NSSF and the levy are matched by the employer.

Payroll is where compliance meets cash flow. Get a deduction wrong and you either over-deduct your team or invite penalties; miss the 9th-of-the-month deadline and interest starts accruing. This page keeps the current rates, free calculators, templates and deadlines in one place, updated when the law changes.

The February 2026 NSSF change is the one most payrolls have not caught up with: the ceiling moved from KES 72,000 to KES 108,000, which raises the maximum employee deduction from KES 4,320 to KES 6,480. If your payroll still deducts on the old limits, higher earners are under-contributing.

2026 statutory rates at a glance

DeductionRateCharged onEmployer share
PAYE10% to 35% in bands, less KES 2,400 monthly reliefTaxable pay (after NSSF, SHIF and AHL)None
SHIF2.75% (minimum KES 300)Gross payNone (employer remits)
NSSF6%, maximum KES 6,480 from February 2026Pensionable pay up to KES 108,000Matches employee 6%
Housing Levy1.5%Gross payMatches employee 1.5%

All four remittances are due by the 9th of the month following the payroll month.

Free payroll calculators

Templates and further reading

Frequently asked questions

What are the statutory payroll deductions in Kenya in 2026?
Four: PAYE (income tax in bands from 10% to 35%, less KES 2,400 monthly personal relief), SHIF at 2.75% of gross with a KES 300 minimum, NSSF at 6% of pensionable pay up to KES 108,000, and the Affordable Housing Levy at 1.5% of gross. NSSF and the levy are matched by the employer.
What changed in NSSF from February 2026?
Phase 4 of the NSSF Act 2013 took effect. The lower earnings limit rose from KES 8,000 to 9,000 and the upper limit from KES 72,000 to 108,000. The maximum employee contribution is now KES 6,480 per month, matched by the employer.
When are payroll deductions due?
PAYE, SHIF, NSSF and the Housing Levy are all due by the 9th of the month following the payroll month. Late remittance attracts penalties and interest.
Do casual workers pay PAYE and SHIF?
Casual wages are taxable like any other pay once they cross the taxable threshold, and SHIF applies to gross pay. Keep a casual wages register so every payment is on record.
Is SHIF the same as NHIF?
No. SHIF replaced NHIF from October 2024 under the Social Health Authority. It is a flat 2.75% of gross pay with a KES 300 minimum, with no banded table.
Which deductions reduce PAYE-taxable pay?
NSSF, SHIF and the Affordable Housing Levy are allowable deductions before PAYE is applied, together with approved pension contributions and mortgage interest relief within KRA limits.

Sources and methodology

Rates on this page were verified in July 2026 against the individual income tax schedule introduced by the Finance Act 2023 (PAYE bands and personal relief), the Social Health Insurance (General) Regulations 2024 (SHIF), the NSSF Act 2013 Third Schedule Phase 4 implementation effective February 2026 (NSSF limits), and the Affordable Housing Act 2024 (levy). Calculators show statutory minimums; contracts and approved schemes can provide more. Last updated 2026-07-06.

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