What is SHIF (Social Health Insurance Fund)?
SHIF is the Kenyan statutory health insurance deduction administered by the SHA, which replaced NHIF from October 2024. The rate is 2.75% of gross pay (minimum KES 300).
A real Kenyan example
Gross KES 60,000 → SHIF KES 1,650/month.
Formula
SHIF = max(KES 300, Gross × 2.75%)
Why it matters
SHIF is mandatory and replaced the NHIF tiered table. Most employers needed payroll system updates.
How Veira helps
Veira applies the SHIF rate automatically and produces the SHA-ready submission file.
FAQs
Is NHIF still active?
No, replaced by SHIF in October 2024.
Rate?
2.75% of gross, minimum KES 300/month.
Employer contributes?
No, employee-only deduction.
Deadline?
9th of the following month.
Does Veira file SHIF?
Yes.