What is Net Salary?
Net salary is what an employee actually receives in their account after PAYE, SHIF, NSSF and AHL are deducted from gross pay.
A real Kenyan example
Gross 100,000 − NSSF 6,000 − SHIF 2,750 − AHL 1,500 − PAYE 19,308 ≈ Net 70,442 (Feb 2026 NSSF rates).
Formula
Net = Gross − NSSF − SHIF − AHL − PAYE (− pension and personal loans, if any)
Why it matters
Net is what funds employees’ lives. Errors here destroy trust.
How Veira helps
Veira issues KRA-compliant payslips showing every deduction.
FAQs
What reduces PAYE-taxable pay?
NSSF, SHIF, AHL and pension contributions.
Negotiation: gross or net?
Gross. Net depends on personal deductions and can change.
Bonuses?
Added to gross, taxed at marginal PAYE rate.
Payslip required?
Yes by law.
Does Veira issue payslips?
Yes, KRA-compliant.