M-Pesa

M-Pesa for Kenyan businesses.

Till, paybill, Pochi la Biashara, charges, limits and reconciliation. Plain-English guides that show you exactly what to do, with real KES figures. 74 guides and counting.

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The complete guide

Lipa na M-Pesa: The Complete Guide for Kenyan Businesses

Lipa na M-Pesa explained for businesses: Buy Goods tills, paybill, Pochi la Biashara, charges and how to choose the right way to get paid in Kenya.

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All M-Pesa guides

M-Pesa

How to Register for an M-Pesa Till: Full Walkthrough

Get an M-Pesa Till (Buy Goods) number step by step: what you need, the app and Safaricom shop options, how long it takes, the charges, and what to do if it stalls.

K 19 Jul 2026 7 min
M-Pesa

M-Pesa Business Account: How It Works for Kenyan SMEs

How an M-Pesa business account works: the setup behind tills and paybills, operators, statements, settlement to your bank, and why it beats a personal line.

K 18 Jul 2026 8 min
M-Pesa

M-Pesa Paybill Charges in Kenya: A Clear Breakdown

M-Pesa paybill charges explained: who pays the cost, how the customer-pays and business-pays tariffs differ, the bands and how to keep your fees predictable.

K 17 Jul 2026 7 min
M-Pesa

M-Pesa Till Charges in Kenya: What Buy Goods Really Costs

M-Pesa till charges explained: why Buy Goods is free to customers, what your business pays on settlement, how the tiers work and how to budget for the cost.

K 16 Jul 2026 7 min
M-Pesa

Pochi la Biashara: The M-Pesa Tool for Small Traders

How Pochi la Biashara works, whether it is free, how much it can hold and how to activate it, plus when to upgrade to a till or full POS. For Kenyan traders.

K 14 Jul 2026 7 min
M-Pesa

M-Pesa Buy Goods vs Paybill: Costs and Customer Experience

M-Pesa Buy Goods vs paybill on cost and customer experience: who pays the charge, how the menus differ, and which keeps more money in your Kenyan business.

K 13 Jul 2026 8 min
M-Pesa

M-Pesa Paybill vs Till Number: Which Should You Use?

M-Pesa paybill vs till number compared for Kenyan businesses: how each works, what each costs, reconciliation and which one fits your shop, rent or fees.

K 12 Jul 2026 8 min
M-Pesa

How to Get an M-Pesa Till Number in Kenya

How to get an M-Pesa till number step by step: the documents you need, the channels to apply through and how long it takes for your Kenyan business.

K 11 Jul 2026 7 min
M-Pesa

M-Pesa Till Number: What It Is and How It Works in Kenya

What an M-Pesa till number is, how Buy Goods payments work, what it costs your business and how to get one. A plain guide for Kenyan shops and restaurants.

K 10 Jul 2026 8 min
M-Pesa

M-Pesa Reversal Number: How to Reverse a Wrong Transaction (2026)

The M-Pesa reversal number is 456. How to reverse a wrong M-Pesa transaction: dial the code, forward the confirmation SMS, or use the app, and the time limits.

K 10 Jul 2026 10 min
M-Pesa

How Pochi la Biashara Works, And Why You'll Outgrow It

Pochi is great for startups. But as your business grows, here's why you'll need a full POS system.

K 24 Jun 2026 12 min
M-Pesa

How to Accept M-Pesa Payments in Your Shop: Complete 2026 Guide

Step-by-step guide to accept M-Pesa in your shop. Compare Pochi la Biashara, Buy Goods, M-Pesa Till, and POS integration. Choose the right method for your business.

K 16 Jun 2026 11 min
M-Pesa

M-Pesa Float Management for Agents and Shops (Kenya Guide)

How to manage M-Pesa float as an agent or shop in Kenya: what float is, how to forecast it, how to avoid running dry, and how to keep cash and e-float balanced.

K 13 Jun 2026 8 min
M-Pesa

Using M-Pesa B2C for Supplier Payments and Refunds (Kenya Guide)

How M-Pesa B2C works for paying suppliers and refunding customers in Kenya: what it is, when to use it over Buy Goods, the steps, and how to keep it reconciled.

K 13 Jun 2026 8 min
M-Pesa

Customer Says They Paid But Money Did Not Arrive: What to Do (Kenya)

A customer insists they paid on M-Pesa but the money is not in your till. Here is how to handle the dispute calmly and correctly in Kenya, step by step.

K 13 Jun 2026 8 min
M-Pesa

M-Pesa Numbers Do Not Match: How to Trace the Error (Kenya)

Your M-Pesa total does not match your sales. Here is how to trace the mismatch step by step in Kenya: the usual causes, where to look, and how to stop it recurring.

K 13 Jun 2026 9 min
M-Pesa

Daily M-Pesa Till Reconciliation: A Step-by-Step Guide (Kenya, 2026)

How to reconcile your M-Pesa till at the end of every day in Kenya: match sales to payments, find the gap, and close clean. A simple step-by-step guide for businesses.

K 13 Jun 2026 9 min
M-Pesa

How to Get Your M-Pesa Statement in Kenya (2026)

How to get your M-Pesa statement in Kenya: use the M-PESA app, dial *334#, or request a full statement to your email. Personal and business options for 2026.

K 10 Jun 2026 10 min
M-Pesa

How to Withdraw Money From Your M-Pesa Till in Kenya (2026)

How to withdraw money from your M-Pesa till in Kenya: move funds to your registered M-Pesa or settle to your bank using the M-PESA Business till. 2026 guide.

K 10 Jun 2026 10 min
M-Pesa

How to Reverse an M-Pesa Transaction in Kenya (2026)

How to reverse an M-Pesa transaction sent to the wrong number in Kenya: use *456#, forward the SMS to 456, or call Safaricom. Step-by-step 2026 guide.

K 10 Jun 2026 10 min
M-Pesa

How to Get an M-Pesa Paybill Number in Kenya (2026)

How to get an M-Pesa Paybill number in Kenya: requirements, where to apply, and how account numbers work. Step-by-step 2026 guide for businesses.

K 10 Jun 2026 10 min
M-Pesa

Pochi la Biashara vs Till Number: Which Is Right for You? (2026)

Pochi la Biashara vs till number in Kenya: Pochi suits small informal traders on their own number, a till suits established shops needing Buy Goods. How to choose.

K 10 Jun 2026 10 min
M-Pesa

How to Register for Pochi la Biashara in Kenya (2026)

How to register for Pochi la Biashara in Kenya: dial *334#, activate it, and start separating business money from personal M-Pesa. Free step-by-step 2026 guide.

K 10 Jun 2026 10 min
M-Pesa

M-Pesa Integrated POS Kenya: Till, Paybill, Pochi and Card in One

An M-Pesa integrated POS for Kenya that accepts Till, Paybill, Pochi la Biashara and card, reconciles every payment, and files KRA eTIMS. From KES 2,999/month.

K 10 Jun 2026 11 min
M-Pesa

M-Pesa vs Bank Transfer in Kenya

M-Pesa vs bank transfer Kenya is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

Payment Reconciliation Kenya

Payment reconciliation Kenya shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

PCI Compliance Kenya

PCI compliance Kenya is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

Payment Security Kenya

Payment security Kenya is worth getting right, since it touches your sales, your M-Pesa payments and your KRA compliance.

K 8 Jun 2026 12 min
M-Pesa

Multi-Currency Payment Kenya

Multi-currency payment Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

Payment Settlement Kenya

Payment settlement Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

Payment Processor Kenya

Payment processor Kenya is worth getting right, since it touches your sales, your M-Pesa payments and your KRA compliance.

K 8 Jun 2026 12 min
M-Pesa

Checkout Integration Kenya

Checkout integration Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

Online Payment Gateway Kenya

Online payment gateway Kenya is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

Pesalink Integration Kenya

Pesalink integration Kenya: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

Equitel Payment Kenya

Equitel payment Kenya shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

Airtel Money Business Kenya

Airtel Money business Kenya: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

Card Payment Kenya for Business

Card payment Kenya business matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

Bank Transfer Payment Integration

Bank transfer payment integration Kenya is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Support

M-Pesa Business support Kenya is worth getting right, since it touches your sales, your M-Pesa payments and your KRA compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Integration

M-Pesa Business integration Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Requirements

M-Pesa Business requirements Kenya is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Account Opening

M-Pesa Business account opening is worth getting right, since it touches your sales, your M-Pesa payments and your KRA compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business for SMBs

M-Pesa Business for SMBs Kenya is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Reporting

M-Pesa Business reporting Kenya is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Features

M-Pesa Business features Kenya shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Limits

M-Pesa Business limits Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business vs Personal

M-Pesa Business vs Personal shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Pricing

M-Pesa Business pricing Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Business Setup

M-Pesa Business setup Kenya is worth getting right, since it touches your sales, your M-Pesa payments and your KRA compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa vs Other Payment Methods

M-Pesa vs other payment methods Kenya shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Troubleshooting Kenya

M-Pesa troubleshooting Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Help Desk Kenya

M-Pesa help desk Kenya: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Customer Help Kenya

M-Pesa customer help is worth getting right, since it touches your sales, your M-Pesa payments and your KRA compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Fraud Prevention

M-Pesa fraud prevention shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa for Retail Shops

M-Pesa for retail shops Kenya: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa for Restaurants

M-Pesa for restaurants matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Invoice Integration

M-Pesa invoice integration: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Reporting Kenya

M-Pesa reporting Kenya shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Transaction Tracking

M-Pesa transaction tracking is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa for Online Sales

M-Pesa for online sales shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Refund Process

M-Pesa refund process is worth getting right, since it touches your sales, your M-Pesa payments and your KRA compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Daily Limits

M-Pesa daily limits is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Security Kenya

M-Pesa security Kenya shapes the day to day of a Kenyan business, from how you take payments to how you handle KRA.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Payment Gateway

M-Pesa payment gateway is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Merchant Registration

M-Pesa merchant registration: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Till Number Setup

M-Pesa till number setup: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Paybill Kenya

M-Pesa paybill Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa API Kenya

M-Pesa API Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Fees Kenya

M-Pesa fees Kenya: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Settlement Time

M-Pesa settlement time: at its simplest, it is about running your Kenyan business with clearer records, smoother payments and solid compliance.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa POS Integration

M-Pesa POS integration is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa Payment Integration

M-Pesa payment integration is something every Kenyan business owner should understand, because it affects how you sell, get paid and stay compliant.

K 8 Jun 2026 12 min
M-Pesa

M-Pesa for Business Kenya

M-Pesa for business Kenya matters to shops and traders across Kenya, because getting it right protects your time, your stock and your margins.

K 8 Jun 2026 12 min

M-Pesa questions, answered

Should my business use a till number, paybill or Pochi la Biashara?
A Buy Goods till suits shops and restaurants taking face-to-face payments. Paybill suits rent, schools and subscriptions where you need an account number per customer. Pochi la Biashara suits very small traders and hawkers who want payments separate from personal cash. The right choice depends on volume and whether you need to separate customers.
How much does M-Pesa charge a business to receive money?
Buy Goods (till) customer-to-business payments are free to the customer, and the business pays a tiered merchant charge on withdrawal or settlement. Paybill charges depend on your tariff band. Use the M-Pesa fee calculator to see the exact cost for your ticket size before you choose.
Do I still need an eTIMS receipt if the customer paid by M-Pesa?
Yes. M-Pesa confirms payment, it does not satisfy KRA. You still issue a compliant eTIMS tax invoice for the sale. A POS like Veira records the M-Pesa payment and produces the eTIMS invoice in one step.
How do I reconcile M-Pesa payments at the end of the day?
Match each sale recorded at the till to the M-Pesa statement line for that day. Reconciliation catches missed payments, wrong amounts and staff errors. A POS that links every sale to its M-Pesa reference makes this a two-minute job instead of an evening of guessing.