Loans and working capital

How do I qualify for a Veira loan?

Updated June 2026

Short answer

Eligibility is built on your trading history. Active MSMEs trading in Kenya through Veira or M-Pesa can be assessed on their sales data, so you can apply with the records you already generate rather than collateral or long paperwork.

More detail

The more your sales flow through Veira or M-Pesa, the clearer the picture of your business, which is what the assessment is based on.

You will see exactly what you qualify for and the terms attached before you accept, so there are no surprises.

Related questions

What do I apply with?
Your Veira or M-Pesa sales history. The assessment is based on how you trade, not on collateral.
Do I see the terms before accepting?
Yes. You see what you qualify for and the terms before you decide.

Veira gives Kenyan shops one calm app for selling, M-Pesa, KRA eTIMS and stock, with a free terminal. Book a demo and see it set up for your trade.

Terms explained

More Loans and working capital questions