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Your sales record is the strongest evidence of how your business is doing, so using it lets the assessment reflect reality rather than forms.
The stronger and more consistent your trading, the better the picture the assessment can work from.
Related questions
What data is used?
Your sales history through Veira or M-Pesa.
Does this replace collateral?
Yes. Assessing your sales history is what lets the financing work without collateral.
Veira gives Kenyan shops one calm app for selling, M-Pesa, KRA eTIMS and stock, with a free terminal. Book a demo and see it set up for your trade.