Free template

Profit and Loss Statement Template (Free Template)

By Veira · Updated June 2026

Use this profit and loss template to see whether your business actually made money over a period, by laying out your sales, the cost of goods sold, and your running expenses, down to the profit.

LineAmount (KES)Notes
Sales600,000For the month
Less: cost of goods sold360,000What the stock cost
Gross profit240,000Sales minus cost of goods
Less: expenses (rent, wages, utilities)150,000Running costs
Net profit90,000What you actually kept
.........

Example rows shown. Download the CSV for a blank version to fill in, or open it in Excel or Google Sheets.

How to use the profit and loss statement template

  1. 1
    Start with sales
    Enter your total sales for the period at the top.
  2. 2
    Subtract cost of goods
    Subtract what the stock you sold cost you. What remains is gross profit.
  3. 3
    Subtract expenses
    Subtract your running expenses (rent, wages, utilities and the rest). What remains is net profit.
  4. 4
    Read the result
    Net profit is what the business actually kept. If it is thin or negative, look at margins and costs.
Tips
  • +Gross profit shows your pricing and buying; net profit shows the whole business.
  • +Build this from a categorised cash book.
  • +Compare period to period to see if profit is growing.

Frequently asked questions

What is a profit and loss statement?

A profit and loss statement, or P&L, shows whether your business made a profit over a period by laying out sales, the cost of goods sold and your expenses, down to net profit, which is what you actually kept.

What is the difference between gross and net profit?

Gross profit is sales minus the cost of the goods you sold, which reflects your pricing and buying. Net profit is gross profit minus all your running expenses, which reflects the whole business.

How do I build a profit and loss?

From a categorised cash book. Total your sales, subtract the cost of goods sold to get gross profit, then subtract your expenses to get net profit. Consistent categories make this quick.

My sales grew but profit did not. Why?

Your costs or discounts likely grew faster than sales. A P&L reveals this by separating gross profit from expenses, so you can see whether the problem is your margins or your overheads.

How does Veira help?

Veira tracks sales, cost of goods and expenses, so it can produce a profit and loss view from your real trade, letting you see profit, not just turnover, period over period.

Related resources
Stop filling templates by hand

Veira records sales, stock and payments automatically, so this runs itself. From KES 2,999 a month, with a free terminal.