Veira
Get started with Veira

Cash Flow Forecast Calculator

Enter your opening cash, average monthly inflows and outflows and we project six months out. The fastest way to spot a cash crunch before it happens.

Calculator
Result
Month 6 cash: KES 320,000.00
Opening cashKES 200,000.00
Net monthly changeKES 20,000.00
Ending cash (month 6)KES 320,000.00
Lowest point in projectionKES 200,000.00

Maintain a 90-day cash buffer minimum for an SME.

Automate this
Want Veira to do this for every sale, every shift, every branch, automatically?
See plans and pricing Book a demo

Cash beats profit

A profitable business can still go under if customers pay late and suppliers want paying today. Cash-flow forecasts surface that risk early.

Veira tracks cash from M-Pesa, card and bank in real time, so your forecast is always live, not a quarterly spreadsheet exercise.

Prefer this running automatically, on every sale, with no manual entry?

Sign Up

Worked examples

Opening 200k · +20k/mo for 6 mo
  • Ending = 200,000 + 6 × 20,000 = KES 320,000

Frequently asked questions

What is a healthy cash buffer?
90 days of operating expenses for an SME. 30 days is the bare minimum.
Why average monthly numbers?
For a quick projection. A real cash flow forecast uses week-by-week or invoice-level detail.
Does this include VAT?
Use net-of-VAT inflows and outflows if you want a true operating view. Use gross for bank-balance projections.
How accurate are forecasts?
Tight if you update weekly. Wildly inaccurate if updated quarterly.
Does Veira forecast cash?
Yes. Veira projects 13 weeks of cash from live POS revenue and supplier obligations.

Doing this by hand every time? Veira runs the same calculation automatically on every sale, no spreadsheet required.

Get started with Veira See pricing
Need help, or want to talk it through first? Chat with us on WhatsApp
Get started with Veira