Veira

Cash Flow Forecast Calculator

Enter your opening cash, average monthly inflows and outflows and we project six months out. The fastest way to spot a cash crunch before it happens.

Calculator
Result
Month 6 cash: KES 320,000.00
Opening cashKES 200,000.00
Net monthly changeKES 20,000.00
Ending cash (month 6)KES 320,000.00
Lowest point in projectionKES 200,000.00

Maintain a 90-day cash buffer minimum for an SME.

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Cash beats profit

A profitable business can still go under if customers pay late and suppliers want paying today. Cash-flow forecasts surface that risk early.

Veira tracks cash from M-Pesa, card and bank in real time, so your forecast is always live, not a quarterly spreadsheet exercise.

Worked examples

Opening 200k · +20k/mo for 6 mo
  • Ending = 200,000 + 6 × 20,000 = KES 320,000

Frequently asked questions

What is a healthy cash buffer?
90 days of operating expenses for an SME. 30 days is the bare minimum.
Why average monthly numbers?
For a quick projection. A real cash flow forecast uses week-by-week or invoice-level detail.
Does this include VAT?
Use net-of-VAT inflows and outflows if you want a true operating view. Use gross for bank-balance projections.
How accurate are forecasts?
Tight if you update weekly. Wildly inaccurate if updated quarterly.
Does Veira forecast cash?
Yes. Veira projects 13 weeks of cash from live POS revenue and supplier obligations.

Business reviews

4.8
Based on 4 reviews
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Jane M.
Verified business

Finally a tool that gets Kenyan tax rules right. Zero KRA rejections since using this.

5/10/2024
Noor A.
Verified business

Accurate and saves me hours every month. The breakdown is clear and my staff finally understand their deductions.

5/20/2024
Ahmed H.
Verified business

Exactly what I needed. Calculated costs before ordering and saved a fortune on import duties.

5/15/2024
David K.
Verified business

Very helpful. Only thing missing is export to CSV but overall excellent.

5/5/2024

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