eTIMS

eTIMS for Individuals and Sole Proprietors in Kenya (2026)

K By Kev 24 June 2026 7 min read
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eTIMS guide

eTIMS for individuals is something Kenyan businesses ask about often as KRA eTIMS becomes part of everyday trading. An individual or sole proprietor in business issues compliant eTIMS invoices under their personal KRA PIN, recording their business income. Being small or below the VAT threshold does not mean exemption: you issue non-VAT eTIMS invoices. Confirm your obligation with KRA. This guide explains it in plain English, what to do in practice, the mistakes to avoid, and how Veira makes it simple. Rules, rates and steps change, so treat this as a practical map and confirm the current detail with KRA at kra.go.ke.

Key takeaways
  • Individuals and sole proprietors record business income through eTIMS under their personal PIN
  • Below the VAT threshold you issue non-VAT eTIMS invoices, you are not exempt
  • Capture business-customer PINs so they can claim
  • Keep simple, clean records of income and expenses
On this page
  1. How eTIMS applies to individuals
  2. How an individual stays compliant
  3. Common mistakes to avoid
  4. A freelancer gets compliant
  5. How Veira makes this simple
  6. Frequently asked questions

How eTIMS applies to individuals

Many people in business in Kenya operate as individuals or sole proprietors, using their personal KRA PIN rather than a company. eTIMS still applies: if you are earning business income, you record it through compliant eTIMS invoices under your PIN. The common misconception is that being a small, one-person operation means you are outside the system.

It does not. Being below the VAT threshold changes the type of invoice you issue, non-VAT rather than VAT, but you still record income through eTIMS. This matters because your business customers need a compliant invoice to claim what they spend with you, and your own income and expenses are validated the same way. So a sole proprietor or freelancer issues compliant invoices under their PIN, like any business. Confirm your specific obligation with KRA.

Getting the basics right once means compliance runs quietly in the background of your business.

How an individual stays compliant

A practical path for a Kenyan business.

  1. 1

    Use your KRA PIN

    Record your business income through compliant eTIMS invoices under your personal KRA PIN.

  2. 2

    Issue the right invoice for your status

    Below the VAT threshold, issue non-VAT eTIMS invoices; if registered, issue VAT invoices.

  3. 3

    Capture business-customer PINs

    When a business customer needs to claim, capture its KRA PIN so the invoice supports the claim.

  4. 4

    Keep simple, clean records

    Keep your sales and any compliant supplier invoices organised so your income and expenses are supported.

Common mistakes to avoid

Assuming small means exempt

Being a one-person business does not remove the requirement. You issue non-VAT eTIMS invoices below the threshold.

Not invoicing business customers compliantly

Business customers need a compliant invoice to claim. Issue one rather than a plain receipt.

Keeping no records

Even a sole proprietor benefits from clean records of income and expenses. Keep them organised.

A freelancer gets compliant

Worked example

A freelance designer in Nairobi assumed that, as a one-person operation below the VAT threshold, eTIMS did not apply to her, until a corporate client asked for a compliant invoice.

She started issuing non-VAT eTIMS invoices under her personal PIN through a compliant tool, capturing client PINs so they could claim.

Her income was now recorded compliantly and her corporate clients could claim her fees, all under her own PIN as a sole proprietor.

Business impact

Trading without eTIMS-compliant tax invoices risks KRA penalties, blocked VAT input claims for your customers, and receipts a business buyer cannot expense.

Veira signs every sale to KRA eTIMS automatically, so each receipt is compliant the moment it prints, with no separate device to reconcile.

How Veira makes this simple

Veira is built for Kenyan businesses. It issues compliant KRA eTIMS invoices automatically on every sale, applies the right tax treatment per item, captures the buyer KRA PIN, keeps your records reconciled and ready for filing, and reconciles M-Pesa and Pochi payments to each sale.

It runs on a free handheld terminal or the phone you already own, keeps working offline, and runs from KES 2,999 a month with a free terminal and a 30-day money-back guarantee. See how Veira works, or book a free demo.

Frequently asked questions

Do individuals and sole proprietors need eTIMS?
Yes. If you earn business income, you record it through compliant eTIMS invoices under your personal KRA PIN. Being small or below the VAT threshold means you issue non-VAT invoices, not that you are exempt.
Which PIN does a sole proprietor use?
Your personal KRA PIN. A sole proprietor records business income under their own PIN, issuing the right invoice type for their registration status.
Do I charge VAT as an individual?
Only if you are VAT-registered. Below the threshold you issue non-VAT eTIMS invoices to record income. Confirm your status with KRA.
Why do my clients need a compliant invoice?
Business clients need a compliant eTIMS invoice with their PIN to claim what they spent with you. Issuing one keeps and wins that business. Veira issues the right invoice under your PIN.
Does Veira handle this for me?
Yes. Veira issues compliant KRA eTIMS invoices automatically, keeps your records reconciled and ready for filing, and works offline, so compliance happens as you trade rather than as separate paperwork.
Where do I confirm the current rules?
Rules, rates and steps change. Confirm the current position for your business directly with KRA at kra.go.ke or with a tax adviser before relying on a specific figure or deadline.

eTIMS for individuals is straightforward once you know the essentials, and with a compliant system like Veira the day-to-day part is handled for you. See how Veira works, or book a free demo. Always confirm current KRA rules and rates at kra.go.ke, as they can change.

For more eTIMS guides and compliance resources, visit our free resource site.

Terms explained

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